Georgia Home Insurance
Home Insurance at its Best
If you’re like most homeowners in Georgia, your home is your most valuable asset. But it’s so much more than that! Your home represents your family, your lifestyle, your escape from the world outside, and that reward for years of hard work and dedication. We understands how vital it is to protect that. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands the importance of the place you call home.
The Glaze Agency can help you find the best homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing.
Get a Quote with us to find the right coverage for your property and unique needs
Home Insurance with us means:
Control Over Your Policy
Register your policy and get complete control over your home coverage. View, manage, change, and update your policy online, and from almost any device.
24 / 7 Protection
When the roof leaks at 3am, or a tree falls through the garage, our award-winning Farmers Claim Services is here! We’re ready 24 hours a day, 7 days a week to process your claim, guide you through the process, and get you back to normal quickly.
Personalized Attention
As your agent, we are part of your community, understand your needs, and can help improve your coverage and discover new discounts! Plus, we are right around the corner whenever you need us.
Smart Savings
Smart homeowners deserve smarter prices. That’s the purpose of the many discounts offered on Farmers Smart Plan Home Insurance! See what home insurance discounts you’re eligible for and learn what you can do to reduce your premiums.
Knowledge & Resources
Take advantage of our industry knowledge and resources! Understand how much coverage you need, what your policy covers, and fully customize your plan to meet your needs. We prefer you know exactly what you’re buying.
Options
We know that Home can mean a lot of things to different people. That’s why we offer Home Insurance products for a wide variety of homes, like Traditional Homes, Condos, Mobile Homes, Specialty Homes, and Renters.
These are some of the common home insurance coverages:
Dwelling — this is the portion of your policy that covers the actual structure (main house). The cost to replace your home can fluctuate from time to time based on the cost of raw material and labor, and of course, supply and demand.
We’ll run a replacement cost analysis on your home to see how much it would actually cost if the worst happened and you had to rebuild.
Other Structures — this covers any structure on your property that is not permanently attached to your house, like fencing, driveways, sidewalks, and detached buildings like sheds and garages. Usually this coverage is 10% of whatever your Dwelling limit is, but can be increased if you need more coverage.
Personal Property — this covers all of your personal belongings like clothing, furniture, electronics, and appliances. Basically anything that would fall out of your house if you turned it upside down and shook out the contents.
Loss of Use — this covers your living expenses if you need to live somewhere else temporarily because your primary home is uninhabitable due to a loss.
Medical Expense —this covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household. The policy owner must specify the amount of coverage they wish to purchase for Medical Expense coverage.
Family/Personal Liability — Liability Coverage protects the home owner against bodily injury if someone is injured on their property and the home owner is found at fault. Personal Injury Coverage is totally different from Liability Coverage.
Personal Injury Coverage — Personal Injury coverage is usually not covered under a typical home policy, but may be added for a very small amount of additional premium. It covers such things as slander and defamation, false arrest, wrongful evection or entry, invasion, or violation of privacy.
Scheduled Personal Property — there are some situations where you might want special coverage for valuables, or collectibles like jewelry, guns, collectibles, rugs, etc..
Many Additional Optional Endorsements — There are many different circumstances where you may want to add a particular coverage that is not included in a standard home policy. Although the Farmers Smart Plan Home insurance Premier package covers much more than the industry standard policy, you have the ability to choose from many additional endorsements/floaters, that can be added to your policy for an additional premium, to make sure you have all the coverage you feel is necessary to meet your specific needs!